LIC Housing Finance slashes new home loan lending rates to 7.15%

LIC Housing Finance Ltd. has reduced its rate of interest on new home loans to 7.15% onwards effective December 22, 2025. 

This follows the recent 25 bps repo rate cut announced by the RBI’s Monetary Policy Committee (MPC). 

Tribhuwan Adhikari, MD & CEO, LIC Housing Finance said “This year we saw RBI making a total of 125 bps repo rate cut which provided relief to the home buyers. Moving in 2026, we are positive that this move will instil confidence among first-time purchasers, and set a positive tone for demand as the market looks ahead to 2026.”