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City Union Bank Q1 net profit up 16% on higher income


City Union Bank logo. File
| Photo Credit: cityunionbank.com

City Union Bank Ltd on Thursday (July 31, 2025) reported a 16% growth in first-quarter net profit, driven by growth in net interest income and other income.

Also Read | City Union Bank Q4 PAT rises 13% to ₹288 crore

The bank’s first quarter 2025-2026 net profit increased to ₹306 crore from ₹264 crore in the same period last year.

Net interest income grew 15% to ₹625 crore in April-June 2025 quarter from ₹545 crore in the comparable period last year.

Non-interest income grew 27% to ₹244 crore in the first quarter of 2025-26 from ₹192 crore in the same period last year. This was driven by growth in treasury income which stood at ₹64 crore.

The bank’s advances grew 16% to ₹54,020 crore in the April-June quarter of 2025 from ₹46,548 crore in the same period last year, while deposits grew 20% to ₹65,734 crore from ₹ 54,857 crore.

The Current Account Savings Account (CASA) deposits grew 11% to ₹ 17,951 crore in the first quarter from ₹ 16,195 crore in the same period last year.

The net interest margin remained flat at 3.54% in the first quarter, while gross non performing asset (NPA) stood at 2.99% when compared to 3.88% in the same period last year. Net NPA was 1.20% when compared to 1.87% last year.

The Bank’s capital adequacy as on 30.06.2025 is 23.10%



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